Plan Ledger DOL Form 5500 · updated monthly

Carevet Missouri, LLC401(k)

CAREVET RETIREMENT SAVINGS PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Carevet Missouri, LLC reported $101,497 in plan administrative expenses for 2024: 0.48% of average plan assets, higher than ~75% of peers. Employer contributions averaged $380 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.63% to 0.48%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 528th-largest of 1,393 plans among Missouri employers on file, and the 4,867th of 11,654 in professional & technical services. In 2024, employees put in $6.03 for every $1.00 the employer contributed; active participation has grown from 2,025 to 2,317 since 2022.

Plan summary
Net assets, end of year$24,200,380
Participants with balances926
Active participants2,317
Employer contributions$881,362
Employee contributions$5,317,313
Employer contribution per active participant$380
Average account balance$26,134
Benefits paid to participants$3,287,706
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$24.2M · 926 accts · $881K emplr
2023$18.0M · 740 accts · $773K emplr
2022$10.6M · 623 accts · $550K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$101,497
Total administrative$101,497
The Carevet Missouri, LLC 401(k) match · 2024
Employer contribution per active participant$380
Median for plans this size$2,416
2024$380 per active participant
2023$378 per active participant
2022$272 per active participant

Carevet Missouri, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
BENEFIT PLANS PLUS LLC · Other servicesindirect comp
MONETA GROUP LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$101,497 · 0.48%
2023$96,489 · 0.67%
2022$54,324 · 0.63%
Similar plansProfessional & Technical Services · Missouri
R.L. Young, LLC MO$26.2M · 0.27%
Own, Inc. MO$23.9M · 0.17%
Brown & Crouppen, P.C. MO$23.0M · 0.27%
Technology Partners, Inc. MO$22.8M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 831579193 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.