Plan Ledger DOL Form 5500 · updated monthly

Cardinale Oldsmobile Gmc Truck, Inc.401(k)

CARDINALE AUTOMOTIVE GROUP 401(K) PROFIT SHARING PLAN AND TRUST · MARINA, CA · plan year 2024

Reported admin expense ratio · 2024
0.59%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Cardinale Oldsmobile Gmc Truck, Inc. reported $87,362 in plan administrative expenses for 2024: 0.59% of average plan assets, higher than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.47% to 0.59%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 4,154th-largest of 9,483 plans among California employers on file, and the 1,767th of 5,215 in retail trade. active participation has grown from 731 to 866 since 2022.

Plan summary
Net assets, end of year$16,420,481
Participants with balances862
Active participants866
Employer contributions$0
Employee contributions$2,248,009
Employer contribution per active participant$0
Average account balance$19,049
Benefits paid to participants$1,266,665
Plan auditUnmodified (clean) audit opinion
AuditorCOMYNS, SMITH, MCCLEARY & DEAVE
Plan history3
Yearassets · accounts · employer contribution
2024$16.4M · 862 accts
2023$13.4M · 757 accts · $5K emplr
2022$10.2M · 553 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$54,351
Investment management$33,011
Total administrative$87,362
The Cardinale Oldsmobile Gmc Truck, Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$2,416

Cardinale Oldsmobile Gmc Truck, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
CAMBRIDGE INVESTMENT RESEARCH INC · Investment advisory (plan)$25,000
EMPOWER ADVISORY GROUP, LLC · Investment management$8,011

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$87,362 · 0.59%
2023$59,256 · 0.50%
2022$52,172 · 0.47%
Same employer
Similar plansRetail Trade · California
Chambers & Chambers, Inc. CA$16.9M · 0.40%
Eurostar, Inc. CA$16.8M · 2.00%
Cabi LLC CA$16.7M · 0.23%
Lymi Inc CA$16.5M · 0.54%
Jinon Corporation CA$16.3M · 0.45%
Fashion Nova, Inc. CA$16.2M · 0.48%
Tap Plastics, Inc. CA$16.2M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770288570 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.