Plan Ledger DOL Form 5500 · updated monthly

Babylist, Inc.401(k)

BABYLIST 401(K) PLAN · EMERYVILLE, CA · plan year 2024

Reported admin expense ratio · 2024
0.77%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Babylist, Inc. reported $98,439 in plan administrative expenses for 2024: 0.77% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,957 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.00% to 0.77%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 4,200th-largest of 9,483 plans among California employers on file, and the 1,797th of 5,215 in retail trade. In 2024, employees put in $2.65 for every $1.00 the employer contributed; active participation has grown from 151 to 297 since 2022.

Plan summary
Net assets, end of year$16,156,399
Participants with balances331
Active participants297
Employer contributions$1,175,243
Employee contributions$3,116,616
Employer contribution per active participant$3,957
Average account balance$48,811
Benefits paid to participants$1,157,022
Plan auditUnmodified (clean) audit opinion
AuditorBPM LLP
Plan history3
Yearassets · accounts · employer contribution
2024$16.2M · 331 accts · $1.2M emplr
2023$9.3M · 254 accts · $814K emplr
2022$4.0M · 171 accts · $510K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$82,884
Investment management$15,555
Total administrative$98,439
The Babylist, Inc. 401(k) match · 2024
Employer contribution per active participant$3,957
Median for plans this size$2,416
2024$3,957 per active participant
2023$3,587 per active participant
2022$3,378 per active participant

Babylist, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$82,884
MMA SECURITIES LLC · Investment advisory (plan)$15,552
PRINCIPAL SECURITIES INC · Other servicesindirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$98,439 · 0.77%
2023$63,365 · 0.95%
2022$31,539 · 1.00%
Same employer
Similar plansRetail Trade · California
Jinon Corporation CA$16.3M · 0.45%
Fashion Nova, Inc. CA$16.2M · 0.48%
Tap Plastics, Inc. CA$16.2M · 0.17%
Bob Baker Enterprises, Inc. CA$16.1M · 0.58%
Tower Energy Group CA$15.8M · 0.26%
Moss Motors, LTD CA$15.7M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 453767218 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.