Plan Ledger DOL Form 5500 · updated monthly

Capstone IT Inc401(k)

CAPSTONE IT INC 401(K) PROFIT SHARING PLAN & TRUST · OMAHA, NE · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Capstone IT Inc reported $17,706 in plan administrative expenses for 2024: 0.37% of average plan assets, below the peer median. Employer contributions averaged $3,500 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.59% to 0.37%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Nebraska (463rd of 565), and 9,674th of 11,654 in professional & technical services. In 2024, employees put in $2.39 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,329,366
Participants with balances154
Active participants92
Employer contributions$321,965
Employee contributions$769,567
Employer contribution per active participant$3,500
Average account balance$34,606
Benefits paid to participants$474,885
Plan auditUnmodified (clean) audit opinion
AuditorLUTZ AND COMPANY PC
Plan history3
Yearassets · accounts · employer contribution
2024$5.3M · 154 accts · $322K emplr
2023$4.2M · 157 accts · $303K emplr
2022$2.8M · 123 accts · $231K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,510
Investment management$2,336
Trustee / custodial$860
Total administrative$17,706
The Capstone IT Inc 401(k) match · 2024
Employer contribution per active participant$3,500
Median for plans this size$1,313
2024$3,500 per active participant
2023$3,092 per active participant
2022$2,623 per active participant

Capstone IT Inc's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PAYCHEX, INC. · Recordkeeping$12,905

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Paychex
2023Paychex

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$17,706 · 0.37%
2023$16,369 · 0.47%
2022$17,358 · 0.59%
Similar plansProfessional & Technical Services · Nebraska
Advance Services, Inc. NE$6.6M · 0.80%
Client Resources, Inc. NE$5.8M · 0.76%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470817498 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.