Plan Ledger DOL Form 5500 · updated monthly

Capital Power Operations USA Inc.401(k)

CAPITAL POWER OPERATIONS USA INC. 401K PLAN · BOSTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Capital Power Operations USA Inc. reported $35,517 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $5,278 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.26% to 0.15%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other utilities employers. By assets it is the 1,146th-largest of 2,726 plans among Massachusetts employers on file, and 248th of 412 in utilities. In 2024, employees put in $1.46 for every $1.00 the employer contributed; active participation has grown from 83 to 182 since 2022.

Plan summary
Net assets, end of year$24,316,698
Participants with balances139
Active participants182
Employer contributions$960,568
Employee contributions$1,404,109
Employer contribution per active participant$5,278
Average account balance$174,940
Benefits paid to participants$3,167,406
Plan auditUnmodified (clean) audit opinion
AuditorWARADY & DAVIS LLP
Plan history3
Yearassets · accounts · employer contribution
2024$24.3M · 139 accts · $961K emplr
2023$22.3M · 124 accts · $781K emplr
2022$19.6M · 138 accts · $803K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,577
Investment management$7,940
Total administrative$35,517
The Capital Power Operations USA Inc. 401(k) match · 2024
Employer contribution per active participant$5,278
Median for plans this size$2,416
2024$5,278 per active participant
2023$9,415 per active participant
2022$9,676 per active participant

Capital Power Operations USA Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONEAMERICA RETIREMENT SERVICES, LLC · Recordkeeping · Loan processing$27,577
SAGEVIEW ADVISORY GROUP, LLC · Investment advisory (plan)$7,940
MATRIX TRUST COMPANY · Custodial (securities) · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$35,517 · 0.15%
2023$25,781 · 0.12%
2022$56,476 · 0.26%
Similar plansUtilities · Massachusetts
New Leaf Energy MA$29.1M · 0.36%
Robert B. Our Co., Inc. MA$20.0M · 0.46%
S.G. Torrice Co., Inc MA$15.7M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 205585112 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.