Plan Ledger DOL Form 5500 · updated monthly

Capital Educators Federal Credit Union401(k)

CAPITAL EDUCATORS FEDERAL CREDIT UNION 401(K) PLAN AND TRUST · MERIDIAN, ID · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Capital Educators Federal Credit Union reported $42,614 in plan administrative expenses for 2024: 0.45% of average plan assets, below the peer median. Employer contributions averaged $1,725 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.48% to 0.45%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is the 164th-largest of 349 plans among Idaho employers on file, and 3,926th of 4,798 in finance & insurance. In 2024, employees put in $2.37 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,550,776
Participants with balances311
Active participants287
Employer contributions$495,029
Employee contributions$1,171,994
Employer contribution per active participant$1,725
Average account balance$33,925
Benefits paid to participants$720,400
Plan auditUnmodified (clean) audit opinion
AuditorEIDE BAILY LLP
Plan history3
Yearassets · accounts · employer contribution
2024$10.6M · 311 accts · $495K emplr
2023$8.3M · 328 accts · $439K emplr
2022$5.9M · 305 accts · $395K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,291
Investment management$9,323
Total administrative$42,614
The Capital Educators Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$1,725
Median for plans this size$1,313
2024$1,725 per active participant
2023$1,528 per active participant
2022$1,464 per active participant

Capital Educators Federal Credit Union's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$33,291
MEMBERS CAPITAL ADVISORS, INC. DBA · Investment advisory (plan)$9,323

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$42,614 · 0.45%
2023$34,398 · 0.48%
2022$28,850 · 0.48%
Same employer
Similar plansFinance & Insurance · Idaho
Westmark Credit Union ID$20.3M · 0.47%
Alscott Inc ID$18.4M · 0.01%
S7 Corp. ID$10.4M · 0.66%
Intermountain Claims Inc. ID$10.4M · 0.41%
Amplio Corporation ID$9.7M · 0.85%
East Idaho Credit Union ID$7.4M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820212120 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.