Plan Ledger DOL Form 5500 · updated monthly

Bank of Idaho Holding Company401(k) + ESOP (KSOP)

BANK OF IDAHO HOLDING COMPANY EMPLOYEE STOCK OWNERSHIP PLAN WITH 401(K) PROVISIONS · IDAHO FALLS, ID · plan year 2022

Reported admin expense ratio · 2022
0.12%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Bank of Idaho Holding Company reported $19,595 in plan administrative expenses for 2022: 0.12% of average plan assets, below the peer median. Employer contributions averaged $2,488 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.12% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is the 122nd-largest of 349 plans among Idaho employers on file, and 3,408th of 4,798 in finance & insurance. In 2022, employees put in $1.93 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,968,494
Participants with balances263
Active participants204
Employer contributions$507,652
Employee contributions$978,659
Employer contribution per active participant$2,488
Average account balance$60,717
Benefits paid to participants$3,539,402
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.2M · 180 accts
2023$8.2M · 246 accts · $206K emplr
2022$16.0M · 263 accts · $508K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$4,566
Investment management$13,896
Total administrative$19,595
The Bank of Idaho Holding Company 401(k) match · 2022
Employer contribution per active participant$2,488
Median for plans this size$2,266
2023$1,410 per active participant
2022$2,488 per active participant

Bank of Idaho Holding Company's 2022 employer contribution ran above the $2,266 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024Not separately reported
2023$12,876 · 0.11%
2022$19,595 · 0.12%
All plans at this employer2
BANK OF IDAHO HOLDING COMPANY EMPLOYEE STOCK OWNERSHIP PLAN WITH 401(K) PROVISIONS401(k) + ESOP (KSOP)
BANK OF IDAHO 401(K) PLAN401(k)
Similar plansFinance & Insurance · Idaho
The Bank of Commerce ID$24.9M · 0.13%
Westmark Credit Union ID$20.3M · 0.47%
Alscott Inc ID$18.4M · 0.01%
S7 Corp. ID$10.4M · 0.66%
Intermountain Claims Inc. ID$10.4M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820496760 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.