Plan Ledger DOL Form 5500 · updated monthly

Cape Cod Healthcare403(b)

CAPE COD HEALTHCARE 403(B) PARTNERSHIP PLAN · HYANNIS, MA · plan year 2025

Reported admin expense ratio · 2025
0.04%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Cape Cod Healthcare reported $368,307 in plan administrative expenses for 2025: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,060 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.07% to 0.04%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 58th-largest of 2,726 plans among Massachusetts employers on file, and the 183rd of 11,911 in health care & social assistance. In 2025, employees put in $2.60 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,014,350,383
Participants with balances6,211
Active participants5,048
Employer contributions$15,447,013
Employee contributions$40,186,015
Employer contribution per active participant$3,060
Average account balance$163,315
Benefits paid to participants$93,892,721
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$1.0B · 6,211 accts · $15.4M emplr
2024$929.2M · 6,101 accts · $14.6M emplr
2023$864.5M · 6,158 accts · $13.9M emplr
2022$770.4M · 6,746 accts · $13.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$271,557
Investment management$77,750
Audit (IQPA)$19,000
Total administrative$368,307
Employer contributions to the Cape Cod Healthcare plan · 2025
Employer contribution per active participant$3,060
Median for plans this size$4,295
2025$3,060 per active participant
2024$2,965 per active participant
2023$2,865 per active participant
2022$2,808 per active participant

Cape Cod Healthcare's 2025 employer contribution ran below the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
LINCOLN NATIONAL CORPORATION · Contract administrator$257,134
FIDUCIENT ADVISORS LLC · Investment advisory (plan)$71,750
CARON & BLETZER, PLCC · Accounting / audit$19,000
DKC RETIREMENT ASSOCIATES · Investment advisory (plan)$6,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$368,307 · 0.04%
2024$478,044 · 0.05%
2023$546,857 · 0.07%
2022$565,593 · 0.07%
Similar plansHealth Care & Social Assistance · Massachusetts
Baystate Health, Inc MA$1.4B · 0.07%
Tufts Medicine, Inc. MA$991.9M · 0.07%
South Shore Hospital, Inc. MA$726.9M · 0.08%
Bhs Management Services Inc. MA$693.6M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 222600704 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.