Plan Ledger DOL Form 5500 · updated monthly

Cape Cod Express, LLC401(k)

CAPE COD EXPRESS 401K PLAN · WAREHAM, MA · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cape Cod Express, LLC reported $17,691 in plan administrative expenses for 2024: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $881 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.41% to 0.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Massachusetts (1,573rd of 2,726), and the 932nd of 2,677 in transportation & warehousing. In 2024, employees put in $3.35 for every $1.00 the employer contributed; active participation has grown from 177 to 197 since 2022.

Plan summary
Net assets, end of year$14,302,881
Participants with balances115
Active participants197
Employer contributions$173,492
Employee contributions$581,725
Employer contribution per active participant$881
Average account balance$124,373
Benefits paid to participants$2,031,828
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.3M · 115 accts · $173K emplr
2023$14.3M · 131 accts · $132K emplr
2022$14.1M · 128 accts · $170K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,525
Investment management$1,166
Total administrative$17,691
The Cape Cod Express, LLC 401(k) match · 2024
Employer contribution per active participant$881
Median for plans this size$2,416
2024$881 per active participant
2023$746 per active participant
2022$961 per active participant

Cape Cod Express, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$16,525

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$17,691 · 0.12%
2023$32,573 · 0.23%
2022$62,519 · 0.41%
Same employer
Similar plansTransportation & Warehousing · Massachusetts
C.H. Powell Company MA$18.7M · 0.20%
Sterling Corporation MA$18.6M · 0.60%
Rts Holdings, LLC MA$18.5M · 0.76%
Mid-State Management, Inc. MA$17.9M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042263917 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.