Plan Ledger DOL Form 5500 · updated monthly

Cambridge Consultants, Inc.401(k)

CAMBRIDGE CONSULTANTS, INC. 401(K) PLAN · BOSTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.60%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cambridge Consultants, Inc. reported $92,606 in plan administrative expenses for 2024: 0.60% of average plan assets, higher than ~75% of peers. Employer contributions averaged $7,157 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.29% to 0.60%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Massachusetts (1,475th of 2,726), and 6,232nd of 11,654 in professional & technical services. In 2024, employees put in $3.25 for every $1.00 the employer contributed; active participation has shrunk from 93 to 41 since 2022.

Plan summary
Net assets, end of year$16,529,073
Participants with balances127
Active participants41
Employer contributions$293,438
Employee contributions$952,831
Employer contribution per active participant$7,157
Average account balance$130,150
Benefits paid to participants$1,328,996
Plan auditUnmodified (clean) audit opinion
AuditorWORTHINGTON, HUGHES & HOAR, PC
Plan history3
Yearassets · accounts · employer contribution
2024$16.5M · 127 accts · $293K emplr
2023$14.2M · 135 accts · $366K emplr
2022$11.3M · 149 accts · $446K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,448
Investment management$86,158
Total administrative$92,606
The Cambridge Consultants, Inc. 401(k) match · 2024
Employer contribution per active participant$7,157
Median for plans this size$2,416
2024$7,157 per active participant
2023$5,807 per active participant
2022$4,791 per active participant

Cambridge Consultants, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ADVISORY GROUP, LLC · Investment management$55,038
COMMONWEALTH EQUITY SERVICES LLC DB · Investment advisory (plan)$31,120

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$92,606 · 0.60%
2023$42,061 · 0.33%
2022$33,114 · 0.29%
Similar plansProfessional & Technical Services · Massachusetts
Vor Biopharma Inc. MA$17.0M · 0.27%
Aveo Pharmaceuticals, Inc. MA$17.0M · 0.21%
The Computer Merchant, LTD. MA$16.8M · 0.37%
Prime Medicine, Inc. MA$16.6M · 0.27%
Generate Biomedicines, Inc MA$16.5M · 0.73%
4G Clinical, LLC MA$16.5M · 0.40%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 201180979 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.