Plan Ledger DOL Form 5500 · updated monthly

Camarena Health403(b)

CAMARENA HEALTH 403(B) RETIREMENT PLAN · MADERA, CA · plan year 2025

Reported admin expense ratio · 2025
0.45%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Camarena Health reported $90,951 in plan administrative expenses for 2025: 0.45% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,403 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.03% to 0.45%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 3,368th-largest of 9,483 plans among California employers on file, and the 3,416th of 11,911 in health care & social assistance. In 2025, employees put in $2.00 for every $1.00 the employer contributed; active participation has grown from 490 to 653 since 2022.

Plan summary
Net assets, end of year$22,255,400
Participants with balances441
Active participants653
Employer contributions$916,445
Employee contributions$1,837,331
Employer contribution per active participant$1,403
Average account balance$50,466
Benefits paid to participants$2,168,606
Plan auditUnmodified (clean) audit opinion
AuditorJWT & ASSOCIATES LLP
Plan history4
Yearassets · accounts · employer contribution
2025$22.3M · 441 accts · $916K emplr
2024$18.3M · 445 accts · $629K emplr
2023$15.3M · 438 accts · $624K emplr
2022$11.7M · 364 accts · $529K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$90,951
Total administrative$90,951
Employer contributions to the Camarena Health plan · 2025
Employer contribution per active participant$1,403
Median for plans this size$2,666
2025$1,403 per active participant
2024$996 per active participant
2023$1,095 per active participant
2022$1,080 per active participant

Camarena Health's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE CO · Contract administrator$81,975
NEXUS ADMINISTRATORS · Contract administrator · Other services$8,976
NFP RETIREMENT INC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$90,951 · 0.45%
2024$53,114 · 0.32%
2023$10,408 · 0.08%
2022$4,096 · 0.03%
Same employer
Similar plansHealth Care & Social Assistance · California
Dap Health CA$22.5M · 0.67%
Direct Relief CA$22.4M · 0.10%
Pathology Associates CA$22.1M · 0.26%
Mental Health Systems, Inc. CA$22.1M · 0.44%
San Diego Family Care CA$22.0M · 0.26%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 942503904 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.