Plan Ledger DOL Form 5500 · updated monthly

California Insurance Guarantee Association401(k)

CALIFORNIA INSURANCE GUARANTEE ASSOCIATION 401(K) PLAN · GLENDALE, CA · plan year 2025

Reported admin expense ratio · 2025
0.18%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

California Insurance Guarantee Association reported $77,995 in plan administrative expenses for 2025: 0.18% of average plan assets, below the peer median. Employer contributions averaged $10,906 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.178%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,854th-largest of 9,483 plans among California employers on file, and the 1,749th of 4,798 in finance & insurance. In 2025, employees put in $1.14 for every $1.00 the employer contributed; active participation has shrunk from 146 to 117 since 2022.

Plan summary
Net assets, end of year$47,195,337
Participants with balances154
Active participants117
Employer contributions$1,276,017
Employee contributions$1,458,051
Employer contribution per active participant$10,906
Average account balance$306,463
Benefits paid to participants$2,871,749
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$47.2M · 154 accts · $1.3M emplr
2024$40.7M · 166 accts · $1.2M emplr
2023$36.4M · 179 accts · $1.2M emplr
2022$33.1M · 188 accts · $1.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$2,802
Investment management$62,593
Audit (IQPA)$12,600
Total administrative$77,995
The California Insurance Guarantee Association 401(k) match · 2025
Employer contribution per active participant$10,906
Median for plans this size$2,666
2025$10,906 per active participant
2024$9,431 per active participant
2023$9,085 per active participant
2022$8,382 per active participant

California Insurance Guarantee Association's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
RBC CAPITAL MARKETS LLC · Investment advisory (plan)$62,593
HOLTHOUSE CARLIN & VAN TRIGT LLP · Accounting / audit$12,600
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$2,802

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$77,995 · 0.18%
2024$67,907 · 0.18%
2023$62,270 · 0.18%
2022$64,138 · 0.18%
Same employer
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Crescent Capital Group LP CA$48.5M · 0.07%
American Advisors Group CA$47.8M · 0.38%
Bank of Marin CA$46.9M · 0.16%
Pcb Bank CA$46.6M · 0.07%
Montecito Bank and Trust CA$45.9M · 0.35%
Summit Funding, Inc. CA$45.7M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952786361 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.