Plan Ledger DOL Form 5500 · updated monthly

Cabrera, Inc.401(k)

CABRERA RETIREMENT PLAN · ARECIBO, PR · plan year 2024

Reported admin expense ratio · 2024
0.88%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Cabrera, Inc. reported $32,769 in plan administrative expenses for 2024: 0.88% of average plan assets, higher than ~75% of peers. Employer contributions averaged $453 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.30% to 0.88%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in PR (196th of 323), and 10,159th of 11,654 in professional & technical services. In 2024, employees put in $3.10 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,024,033
Participants with balances132
Active participants227
Employer contributions$102,760
Employee contributions$318,792
Employer contribution per active participant$453
Average account balance$30,485
Benefits paid to participants$252,371
Plan auditUnmodified (clean) audit opinion
AuditorDRIVEN, PSC
Plan history3
Yearassets · accounts · employer contribution
2024$4.0M · 132 accts · $103K emplr
2023$3.4M · 137 accts · $120K emplr
2022$2.8M · 142 accts · $121K emplr
The Cabrera, Inc. 401(k) match · 2024
Employer contribution per active participant$453
Median for plans this size$1,313
2024$453 per active participant
2023$439 per active participant
2022$512 per active participant

Cabrera, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PENSION ADMINISTRATORS GROUP, INC. · Contract administrator$10,359
CONSULTIVA WEALTH MANAGEMENT GROUP$1,091

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$32,769 · 0.88%
2023$57,588 · 1.86%
2022$41,162 · 1.30%
Same employer
Similar plansProfessional & Technical Services · PR
Rsm Puerto Rico PR$5.7M · 1.18%
Pharma-Bio Serv Pr, Inc. PR$4.7M · 0.77%
Wovenware Inc. PR$3.9M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660208833 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.