Plan Ledger DOL Form 5500 · updated monthly

C.S.B. Co.401(k)

C.S.B. CO. 401(K) PLAN · COZAD, NE · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

C.S.B. Co. reported $13,893 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,284 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.05% to 0.06%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 226th-largest of 565 plans among Nebraska employers on file, and 2,865th of 4,798 in finance & insurance. In 2024, employees put in $1.34 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$22,594,157
Participants with balances110
Active participants92
Employer contributions$302,106
Employee contributions$403,516
Employer contribution per active participant$3,284
Average account balance$205,401
Benefits paid to participants$2,906,803
Plan auditUnmodified (clean) audit opinion
AuditorREGIER CARR & MONROE, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$22.6M · 110 accts · $302K emplr
2023$22.1M · 115 accts · $311K emplr
2022$19.7M · 115 accts · $296K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,200
Investment management$1,681
Audit (IQPA)$5,012
Total administrative$13,893
The C.S.B. Co. 401(k) match · 2024
Employer contribution per active participant$3,284
Median for plans this size$2,416
2024$3,284 per active participant
2023$3,415 per active participant
2022$3,287 per active participant

C.S.B. Co.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ASCENSUS LLC · Recordkeeping · Securities brokerage$5,200
UNITED OF OMAHA · Recordkeeping$2,000
REGIER CARR & MONROE, LLP · Accounting / audit$5,012

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus, Mutual of Omaha
2023Mutual of Omaha

This plan has changed recordkeepers within these filings. If you left C.S.B. Co. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$13,893 · 0.06%
2023$10,651 · 0.05%
2022$11,674 · 0.05%
Similar plansFinance & Insurance · Nebraska
First Insurance Group, LLC NE$29.4M · 0.22%
Signature Performance, Inc. NE$26.9M · 0.85%
Cornhusker Bank NE$22.7M · 0.23%
West Gate Bank NE$21.9M · 0.14%
Unico Group, Inc. NE$20.8M · 0.02%
Heartland Bank NE$19.7M · 0.26%
Cobalt Credit Union NE$19.6M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470565392 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.