Plan Ledger DOL Form 5500 · updated monthly

C.R.T.S., Inc.401(k)

CRTS,INC 401(K) PROFIT SHARING PLAN · GARNER, NC · plan year 2023

Reported admin expense ratio · 2023
0.36%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

C.R.T.S., Inc. reported $46,744 in plan administrative expenses for 2023: 0.36% of average plan assets, above the peer median. Employer contributions averaged $772 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.21% to 0.36%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other retail trade employers. By assets it is the 921st-largest of 2,005 plans among North Carolina employers on file, and the 2,019th of 5,215 in retail trade. In 2023, employees put in $7.05 for every $1.00 the employer contributed; active participation has grown from 92 to 108 since 2022.

Plan summary
Net assets, end of year$13,975,614
Participants with balances145
Active participants108
Employer contributions$83,326
Employee contributions$587,526
Employer contribution per active participant$772
Average account balance$96,384
Benefits paid to participants$544,201
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0
2023$14.0M · 145 accts · $83K emplr
2022$12.1M · 123 accts · $634K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$29,521
Investment management$17,223
Total administrative$46,744
The C.R.T.S., Inc. 401(k) match · 2023
Employer contribution per active participant$772
Median for plans this size$2,440
2023$772 per active participant
2022$6,887 per active participant

C.R.T.S., Inc.'s 2023 employer contribution ran below the $2,440 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
ASCENSUS LLC · Recordkeeping$29,521
THE IRA GROUP INC · Investment advisory (plan)$14,861

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024Not separately reported
2023$46,744 · 0.36%
2022$28,888 · 0.21%
Similar plansRetail Trade · North Carolina
Aeroflow Healthcare, Inc. NC$14.6M · 0.77%
Fleet Feet, Incorporated NC$14.2M · 0.60%
Sherrill, Inc. NC$14.0M · 0.64%
Tires Unlimited Inc. NC$13.1M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 561074829 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.