Plan Ledger DOL Form 5500 · updated monthly

C&S Wholesale Grocers, Inc.401(k)

C&S AND AFFILIATES 401(K) SAVINGS PLAN (A) · KEENE, NH · plan year 2025

Reported admin expense ratio · 2025
0.19%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

C&S Wholesale Grocers, Inc. reported $1,338,087 in plan administrative expenses for 2025: 0.19% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,587 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.21% to 0.19%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other wholesale trade employers. By assets it is the 5th-largest of 411 plans among New Hampshire employers on file, and the 69th of 4,246 in wholesale trade. In 2025, employees put in $1.95 for every $1.00 the employer contributed; active participation has shrunk from 12,135 to 10,092 since 2022.

Plan summary
Net assets, end of year$750,235,096
Participants with balances7,766
Active participants10,092
Employer contributions$16,015,009
Employee contributions$31,288,553
Employer contribution per active participant$1,587
Average account balance$96,605
Benefits paid to participants$84,428,003
Plan auditUnmodified (clean) audit opinion
AuditorHAM, LANGSTON&BREZINA, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$750.2M · 7,766 accts · $16.0M emplr
2024$670.5M · 7,830 accts · $14.8M emplr
2023$574.6M · 7,629 accts · $13.8M emplr
2022$489.3M · 7,603 accts · $13.1M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$856,169
Investment management$372,788
Audit (IQPA)$19,130
Total administrative$1,338,087
The C&S Wholesale Grocers, Inc. 401(k) match · 2025
Employer contribution per active participant$1,587
Median for plans this size$4,295
2025$1,587 per active participant
2024$1,408 per active participant
2023$1,252 per active participant
2022$1,083 per active participant

C&S Wholesale Grocers, Inc.'s 2025 employer contribution ran below the $4,295 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$852,869
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$372,788
RAYMOND JAMES · Investment advisory (plan)$90,000
HAM, LANGSTON & BREZINA LLP · Accounting / audit$19,130

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,338,087 · 0.19%
2024$1,313,994 · 0.21%
2023$1,206,845 · 0.23%
2022$1,155,475 · 0.21%
All plans at this employer3
C&S AND AFFILIATES 401(K) SAVINGS PLAN (B)401(k)
C&S AND AFFILIATES 401(K) SAVINGS PLAN (A)401(k)
C&S AND AFFILIATES 401(K) SAVINGS PLAN (C)401(k)
Same employer
Similar plansWholesale Trade · New Hampshire
Brightspring Health Services KY$794.2M · 0.10%
Ergon, Inc. MS$770.8M · 0.08%
Ingram Micro Inc. CA$741.6M · 0.15%
Spartannash Company MI$709.5M · 0.12%
Wand Newco 3, Inc. TX$695.2M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 041140950 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.