Plan Ledger DOL Form 5500 · updated monthly

C & S Products Co., Inc.401(k)

C & S PRODUCTS CO., INC. 401K SAVINGS PLAN · FORT DODGE, IA · plan year 2023

Reported admin expense ratio · 2023
1.36%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

C & S Products Co., Inc. reported $53,003 in plan administrative expenses for 2023: 1.36% of average plan assets, higher than ~90% of peers. Employer contributions averaged $778 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 1.07% to 1.36%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Iowa (727th of 878), and 3,746th of 4,246 in wholesale trade. In 2023, employees put in $3.59 for every $1.00 the employer contributed; active participation has shrunk from 124 to 109 since 2022.

Plan summary
Net assets, end of year$4,284,850
Participants with balances136
Active participants109
Employer contributions$84,802
Employee contributions$304,798
Employer contribution per active participant$778
Average account balance$31,506
Benefits paid to participants$193,187
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0
2023$4.3M · 136 accts · $85K emplr
2022$3.5M · 139 accts · $91K emplr
The C & S Products Co., Inc. 401(k) match · 2023
Employer contribution per active participant$778
Median for plans this size$1,308
2023$778 per active participant
2022$735 per active participant

C & S Products Co., Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
ONEDIGITAL INVESTMENT ADVISORS · Investment advisory (plan) · Contract administrator$16,652
RESOURCE INVESTMENT ADVISORS LLC · Investment management$12,700

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024Not separately reported
2023$53,003 · 1.36%
2022$40,852 · 1.07%
Same employer
Similar plansWholesale Trade · Iowa
Molo Oil Company IA$8.3M · 0.19%
Rainbo Oil Company IA$7.7M · 1.02%
United Beverage, Inc. IA$7.2M · 0.58%
Jmf Company IA$3.0M · 0.61%
Kendrick, Inc. IA$2.8M · 1.01%
A-Line E.D.S. Inc. IA$1.4M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 421029806 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.