Plan Ledger DOL Form 5500 · updated monthly

Builders Warehouse, Inc.401(k)

BUILDERS WAREHOUSE, INC. 401(K) PROFIT SHARING PLAN · KEARNEY, NE · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Builders Warehouse, Inc. reported $52,326 in plan administrative expenses for 2024: 0.33% of average plan assets, above the peer median. Employer contributions averaged $1,923 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.33%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 279th-largest of 565 plans among Nebraska employers on file, and the 1,694th of 5,215 in retail trade. In 2024, employees put in $1.97 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,242,316
Participants with balances264
Active participants287
Employer contributions$551,912
Employee contributions$1,088,048
Employer contribution per active participant$1,923
Average account balance$65,312
Benefits paid to participants$980,025
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.2M · 264 accts · $552K emplr
2023$14.1M · 273 accts · $481K emplr
2022$10.6M · 148 accts · $450K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$38,863
Investment management$13,463
Total administrative$52,326
The Builders Warehouse, Inc. 401(k) match · 2024
Employer contribution per active participant$1,923
Median for plans this size$2,416
2024$1,923 per active participant
2023$1,698 per active participant
2022$1,618 per active participant

Builders Warehouse, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$38,863
WELLS FARGO ADVISORS · Investment advisory (plan)$13,466

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$52,326 · 0.33%
2023$44,939 · 0.36%
2022$39,856 · 0.35%
Same employer
Similar plansRetail Trade · Nebraska
Millard Lumber Inc. NE$21.3M · 0.47%
H&H Automotive LLC NE$21.1M · 0.38%
Omaha Track, Inc. NE$17.7M · 0.50%
Exchange Company NE$16.9M · 0.52%
Nebraskaland Tire, Inc. NE$16.1M · 0.12%
Gregg Young Chevrolet, Inc. NE$15.9M · 1.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470594031 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.