Plan Ledger DOL Form 5500 · updated monthly

Builders Firstsource, Inc.401(k)

BUILDERS FIRSTSOURCE 401(K) SAVINGS PLAN · ANDOVER, MA · plan year 2025

Reported admin expense ratio · 2025
0.08%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Builders Firstsource, Inc. reported $1,501,325 in plan administrative expenses for 2025: 0.08% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,208 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.09% to 0.08%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other wholesale trade employers. By assets it is the 27th-largest of 2,726 plans among Massachusetts employers on file, and the 23rd of 4,246 in wholesale trade. In 2025, employees put in $3.06 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,976,460,312
Participants with balances31,276
Active participants28,609
Employer contributions$34,562,656
Employee contributions$105,876,050
Employer contribution per active participant$1,208
Average account balance$63,194
Benefits paid to participants$199,202,715
Plan auditUnmodified (clean) audit opinion
AuditorROMEO, WIGGINS & COMPAN, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$2.0B · 31,276 accts · $34.6M emplr
2024$1.7B · 32,112 accts · $34.6M emplr
2023$1.6B · 30,975 accts · $33.1M emplr
2022$1.3B · 32,554 accts · $32.7M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,480,915
Audit (IQPA)$15,910
Total administrative$1,501,325
The Builders Firstsource, Inc. 401(k) match · 2025
Employer contribution per active participant$1,208
Median for plans this size$5,084
2025$1,208 per active participant
2024$1,100 per active participant
2023$1,108 per active participant
2022$1,065 per active participant

Builders Firstsource, Inc.'s 2025 employer contribution ran below the $5,084 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EMPOWER ANNUITY INSURANCE COMPANY O · Recordkeeping · Loan processing$1,480,915
ROMEO WIGGINS & COMPANY, LLP · Accounting / audit$15,910
QDRO CONSULTANTS · Consulting$4,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025Empower
2024Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$1,501,325 · 0.08%
2024$1,467,136 · 0.09%
2023$1,312,723 · 0.09%
2022$1,286,069 · 0.09%
Same employer
Similar plansWholesale Trade · Massachusetts
Ricoh USA, Inc. PA$2.2B · 0.05%
Hallmark Cards, Inc. MO$2.1B · 0.05%
Wesco Distribution, Inc. PA$1.9B · 0.07%
Chs Inc. MN$1.8B · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 522084569 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.