Plan Ledger DOL Form 5500 · updated monthly

Brijay Automotive Group Inc401(k)

BRIJAY AUTOMOTIVE GROUP INC 401(K) PROFIT SHARING PLAN & TRUST · PHOENIX, AZ · plan year 2025

Reported admin expense ratio · 2025
1.76%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Brijay Automotive Group Inc reported $20,728 in plan administrative expenses for 2025: 1.76% of average plan assets, higher than ~90% of peers. Employer contributions averaged $509 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.29% to 1.76%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Arizona (1,116th of 1,285), and 4,697th of 4,798 in finance & insurance. In 2025, employees put in $1.66 for every $1.00 the employer contributed; active participation has grown from 181 to 231 since 2022.

Plan summary
Net assets, end of year$1,395,081
Participants with balances119
Active participants231
Employer contributions$117,649
Employee contributions$195,498
Employer contribution per active participant$509
Average account balance$11,723
Benefits paid to participants$142,086
Plan auditUnmodified (clean) audit opinion
AuditorMANSPERGER PATTERSON & MCMULLIN
Plan history4
Yearassets · accounts · employer contribution
2025$1.4M · 119 accts · $118K emplr
2024$966K · 113 accts · $70K emplr
2023$950K · 150 accts · $69K emplr
2022$775K · 150 accts · $75K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$11,421
Investment management$5,807
Audit (IQPA)$3,500
Total administrative$20,728
The Brijay Automotive Group Inc 401(k) match · 2025
Employer contribution per active participant$509
Median for plans this size$1,464
2025$509 per active participant
2024$294 per active participant
2023$367 per active participant
2022$416 per active participant

Brijay Automotive Group Inc's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
ADP, INC. · Recordkeeping · Loan processing$11,421
401K ADVISORS INC · Recordkeeping · Trustee$5,807

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025401K ADVISORS INC, ADP
2024ADP

This plan has changed recordkeepers within these filings. If you left Brijay Automotive Group Inc before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$20,728 · 1.76%
2024$10,707 · 1.12%
2023$7,815 · 0.91%
2022$2,167 · 0.29%
Similar plansFinance & Insurance · Arizona
Fiduciary Wise, LLC AZ$3.2M · 1.37%
Enterprise Bank & Trust AZ$2.5M · 0.10%
RISE48 Am, LLC AZ$2.1M · 3.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 262868224 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.