Plan Ledger DOL Form 5500 · updated monthly

Bonterra, LLC401(k)

BONTERRA 401(K) PLAN · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Bonterra, LLC reported $164,041 in plan administrative expenses for 2024: 0.18% of average plan assets, above the peer median. Employer contributions averaged $2,023 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.18%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 663rd-largest of 5,688 plans among Texas employers on file, and the 1,539th of 11,654 in professional & technical services. In 2024, employees put in $4.87 for every $1.00 the employer contributed; active participation has shrunk from 1,340 to 927 since 2022.

Plan summary
Net assets, end of year$98,185,071
Participants with balances1,502
Active participants927
Employer contributions$1,875,212
Employee contributions$9,129,846
Employer contribution per active participant$2,023
Average account balance$65,370
Benefits paid to participants$13,323,928
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$98.2M · 1,502 accts · $1.9M emplr
2023$83.4M · 1,613 accts · $2.4M emplr
2022$66.9M · 1,731 accts · $2.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$77,386
Investment management$86,655
Total administrative$164,041
The Bonterra, LLC 401(k) match · 2024
Employer contribution per active participant$2,023
Median for plans this size$3,635
2024$2,023 per active participant
2023$2,594 per active participant
2022$1,844 per active participant

Bonterra, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
WORLD INVESTMENT ADVISORS LLC · Investment advisory (plan)$86,655
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$77,386

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$164,041 · 0.18%
2023$127,429 · 0.17%
2022$69,714 · 0.17%
Same employer
Similar plansProfessional & Technical Services · Texas
Virbac Corporation TX$100.0M · 0.14%
Workrise Technologies, Inc. TX$99.2M · 0.31%
Dccm, LLC TX$99.1M · 0.21%
Bazaarvoice, Inc. TX$98.6M · 0.03%
Altus Group U.S., Inc. TX$96.8M · 0.18%
QUIDDITY-1, Inc. TX$89.6M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 473987257 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.