Plan Ledger DOL Form 5500 · updated monthly

Bob Ciasulli Auto Group, Inc.401(k)

BOB CIASULLI AUTO GROUP 401(K) PLAN · LITTLE FALLS, NJ · plan year 2024

Reported admin expense ratio · 2024
0.61%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Bob Ciasulli Auto Group, Inc. reported $108,255 in plan administrative expenses for 2024: 0.61% of average plan assets, higher than ~75% of peers. Employer contributions averaged $266 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.61%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,109th-largest of 2,419 plans among New Jersey employers on file, and the 1,567th of 5,215 in retail trade. In 2024, employees put in $11.36 for every $1.00 the employer contributed; active participation has grown from 337 to 570 since 2022.

Plan summary
Net assets, end of year$18,631,256
Participants with balances549
Active participants570
Employer contributions$151,852
Employee contributions$1,725,776
Employer contribution per active participant$266
Average account balance$33,937
Benefits paid to participants$2,198,517
Plan auditUnmodified (clean) audit opinion
AuditorROSENFIELD&COMPANY,PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$18.6M · 549 accts · $152K emplr
2023$16.9M · 449 accts · $150K emplr
2022$14.1M · 425 accts · $300K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$58,866
Investment management$49,389
Total administrative$108,255
The Bob Ciasulli Auto Group, Inc. 401(k) match · 2024
Employer contribution per active participant$266
Median for plans this size$2,416
2024$266 per active participant
2023$377 per active participant
2022$890 per active participant

Bob Ciasulli Auto Group, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$58,866
LPL FINANCIAL LLC · Investment advisory (plan)$37,897
LEAFHOUSE FINANCIAL ADVISORS LLC · Investment advisory (participants)$8,760

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$108,255 · 0.61%
2023$95,055 · 0.61%
2022$95,663 · 0.63%
Similar plansRetail Trade · New Jersey
Brown's Super Stores, Inc. NJ$18.8M · 0.06%
Ippc Inc NJ$18.0M · 0.37%
Ramsey Auto Group NJ$17.9M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 222973033 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.