Plan Ledger DOL Form 5500 · updated monthly

Board of Trustees Three Rivers Annuity FundProfit-sharing plan

THREE RIVERS ANNUITY FUND · CANFIELD, OH · plan year 2024

Reported admin expense ratio · 2024
0.28%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Board of Trustees Three Rivers Annuity Fund reported $582,707 in plan administrative expenses for 2024: 0.28% of average plan assets, higher than ~75% of peers. Employer contributions averaged $7,221 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.282%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 201st-largest of 3,295 plans among Ohio employers on file, and the 319th of 5,337 in construction. active participation has shrunk from 1,460 to 952 since 2022.

Plan summary
Net assets, end of year$213,521,191
Participants with balances3,422
Active participants952
Employer contributions$6,874,478
Employee contributions—
Employer contribution per active participant$7,221
Average account balance$62,397
Benefits paid to participants$14,250,350
Plan auditUnmodified (clean) audit opinion
AuditorDICLAUDIO & KRAMER, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$213.5M · 3,422 accts · $6.9M emplr
2023$199.1M · 3,371 accts · $7.1M emplr
2022$177.8M · 3,335 accts · $7.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$369,711
Investment management$105,750
Audit (IQPA)$13,900
Total administrative$582,707
Employer contributions to the Board of Trustees Three Rivers Annuity Fund plan · 2024
Employer contribution per active participant$7,221
Median for plans this size$3,635
2024$7,221 per active participant
2023$7,411 per active participant
2022$4,923 per active participant

Board of Trustees Three Rivers Annuity Fund's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20248
JOHN HANCOCK RETIREMENT PLAN SERVIC · Custodial (securities) · Recordkeeping$256,501
GLOBAL RETIREMENT PARNTERS, LLC · Investment advisory (participants) · Investment advisory (plan)$105,750
ZENITH AMERICAN SOLUTIONS · Contract administrator$57,925
BENESYS, INC. · Contract administrator$55,741
CAMBRIDGE INVESTMENT RESEARCH · Participant communication$32,500
STEPHEN J. OBRIEN & ASSOCIATES LLC · Legal$25,270
DICLAUDIO & KRAMER, LLC · Accounting / audit$13,900
BRICKLAYERS COMBINED FUNDS, INC. · Other services$6,671

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$582,707 · 0.28%
2023$622,025 · 0.33%
2022$540,973 · 0.28%
Similar plansConstruction · Ohio
M/I Homes, Inc. OH$216.1M
Sheet Metal Workers Local 33 OH$176.5M · 0.18%
The Fishel Company OH$141.2M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 256148728 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.