Plan Ledger DOL Form 5500 · updated monthly

Bluff City Materials, Inc.401(k)

BLUFF CITY MATERIALS, INC. 401(K) PLAN · BARTLETT, IL · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Bluff City Materials, Inc. reported $33,484 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $4,865 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.287%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other mining, oil & gas extraction employers. By assets it is among the smaller plans on file in Illinois (2,213th of 3,702), and 388th of 612 in mining, oil & gas extraction. In 2024, employees put in $1.73 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,117,040
Participants with balances131
Active participants81
Employer contributions$394,093
Employee contributions$683,475
Employer contribution per active participant$4,865
Average account balance$92,496
Benefits paid to participants$1,635,178
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$12.1M · 131 accts · $394K emplr
2023$11.2M · 135 accts · $372K emplr
2022$8.7M · 129 accts · $362K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,695
Investment management$30,789
Total administrative$33,484
The Bluff City Materials, Inc. 401(k) match · 2024
Employer contribution per active participant$4,865
Median for plans this size$2,416
2024$4,865 per active participant
2023$4,178 per active participant
2022$4,463 per active participant

Bluff City Materials, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MMA SECURITIES, LLC · Recordkeeping · Trustee$28,184
ADP, INC. · Loan processing · Recordkeeping$5,299

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, MMA SECURITIES, LLC
2023ADP, MMA SECURITIES, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$33,484 · 0.29%
2023$28,376 · 0.28%
2022$25,982 · 0.29%
Similar plansMining, Oil & Gas Extraction · Illinois
Coeur Mining, Inc. IL$186.1M · 0.07%
Knight Hawk Coal, LLC IL$107.2M · 0.11%
Icg Illinois LLC IL$24.3M · 0.20%
White Rock Oil & Gas, LLC TX$12.6M · 0.91%
N.A. Degerstrom, Inc. WA$12.5M · 0.22%
Century Mining, LLC WV$12.3M · 1.36%
Ram Enterprise, Inc. NV$12.2M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 363400100 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.