Plan Ledger DOL Form 5500 · updated monthly

Bluestem Health401(k)

BLUESTEM HEALTH 401K PLAN · LINCOLN, NE · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Bluestem Health reported $25,145 in plan administrative expenses for 2024: 0.45% of average plan assets, below the peer median. Employer contributions averaged $1,880 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.37% to 0.45%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Nebraska (443rd of 565), and 7,238th of 11,911 in health care & social assistance. In 2024, employees put in $1.58 for every $1.00 the employer contributed; active participation has grown from 117 to 182 since 2022.

Plan summary
Net assets, end of year$6,238,329
Participants with balances145
Active participants182
Employer contributions$342,190
Employee contributions$540,688
Employer contribution per active participant$1,880
Average account balance$43,023
Benefits paid to participants$394,454
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.2M · 145 accts · $342K emplr
2023$4.9M · 146 accts · $280K emplr
2022$3.8M · 132 accts · $295K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,145
Total administrative$25,145
The Bluestem Health 401(k) match · 2024
Employer contribution per active participant$1,880
Median for plans this size$1,313
2024$1,880 per active participant
2023$1,752 per active participant
2022$2,520 per active participant

Bluestem Health's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
CAPITAL GROUP RET PLAN SERVICES · Recordkeeping · Investment management$4,670
MMA SECURITIES LLC · Investment advisory (participants) · Pension consulting$15,694
DWC - THE 401(K) EXPERTS · Accounting / audit · Actuarial$4,781

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$25,145 · 0.45%
2023$16,679 · 0.38%
2022$14,343 · 0.37%
Same employer
Similar plansHealth Care & Social Assistance · Nebraska
Omni Behavioral Health NE$6.5M · 0.47%
Project Harmony NE$6.2M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 412056863 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.