Plan Ledger DOL Form 5500 · updated monthly

Big Four Companies, Inc.401(k)

BIG FOUR COMPANIES, INC. 401(K) PLAN · IRVING, TX · plan year 2023

Reported admin expense ratio · 2023
0.67%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Big Four Companies, Inc. reported $47,740 in plan administrative expenses for 2023: 0.67% of average plan assets, above the peer median. Employer contributions averaged $896 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.72% to 0.67%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Texas (3,417th of 5,688), and 3,413th of 5,337 in construction. In 2023, employees put in $2.62 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,856,090
Participants with balances180
Active participants219
Employer contributions$196,289
Employee contributions$513,554
Employer contribution per active participant$896
Average account balance$43,645
Benefits paid to participants$460,877
Plan auditUnmodified (clean) audit opinion
AuditorKENDRA MELNYK, CPA
Plan history3
Yearassets · accounts · employer contribution
2024$7.7M · 193 accts · $207K emplr
2023$7.9M · 180 accts · $196K emplr
2022$6.5M · 185 accts · $210K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$26,960
Investment management$20,780
Total administrative$47,740
The Big Four Companies, Inc. 401(k) match · 2023
Employer contribution per active participant$896
Median for plans this size$1,308
2024$804 per active participant
2023$896 per active participant
2022$1,008 per active participant

Big Four Companies, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
ARVEST ASSET MANAGEMENT · Investment advisory (plan)$16,972
EMPOWER ADVISORY GROUP, LLC · Investment management$3,808

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$51,969 · 0.67%
2023$47,740 · 0.67%
2022$51,115 · 0.72%
Similar plansConstruction · Texas
Boyer, Inc. TX$8.2M · 0.26%
Uretek USA, Inc. TX$8.0M · 0.42%
Cbs Mechanical, Inc. TX$7.8M · 0.02%
MC2 Civil, Inc. TX$7.5M · 1.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 453829515 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.