Plan Ledger DOL Form 5500 · updated monthly

Bibliotheca, LLC401(k)

BIBLIOTHECA, LLC 401(K) PLAN · NORCROSS, GA · plan year 2024

Reported admin expense ratio · 2024
0.56%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Bibliotheca, LLC reported $71,085 in plan administrative expenses for 2024: 0.56% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,772 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.63% to 0.56%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Georgia (1,101st of 2,160), and 7,191st of 11,654 in professional & technical services. In 2024, employees put in $2.55 for every $1.00 the employer contributed; active participation has shrunk from 112 to 76 since 2022.

Plan summary
Net assets, end of year$12,657,658
Participants with balances139
Active participants76
Employer contributions$362,695
Employee contributions$925,196
Employer contribution per active participant$4,772
Average account balance$91,062
Benefits paid to participants$3,594,360
Plan auditUnmodified (clean) audit opinion
AuditorSEAY & WEISSINGER LLC
Plan history3
Yearassets · accounts · employer contribution
2024$12.7M · 139 accts · $363K emplr
2023$12.6M · 165 accts · $441K emplr
2022$10.2M · 175 accts · $460K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$71,085
Total administrative$71,085
The Bibliotheca, LLC 401(k) match · 2024
Employer contribution per active participant$4,772
Median for plans this size$2,416
2024$4,772 per active participant
2023$4,644 per active participant
2022$4,109 per active participant

Bibliotheca, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PENSION FINANCIAL SERVICES, INC. · Contract administrator · Other services$9,372
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$6,717
CAMBRIDGE INVESTMENT RESEARCH ADVIS · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$71,085 · 0.56%
2023$76,595 · 0.67%
2022$68,015 · 0.63%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 383837521 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.