Plan Ledger DOL Form 5500 · updated monthly

Bge, LTD.401(k)

BRADFORD GROUP 401(K) PLAN · NILES, IL · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Bge, LTD. reported $29,531 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 474th-largest of 3,702 plans among Illinois employers on file, and the 307th of 5,215 in retail trade. In 2024, employees put in $1650.83 for every $1.00 the employer contributed; active participation has shrunk from 554 to 462 since 2022.

Plan summary
Net assets, end of year$126,196,210
Participants with balances663
Active participants462
Employer contributions$2,238
Employee contributions$3,694,557
Employer contribution per active participant$5
Average account balance$190,341
Benefits paid to participants$14,340,578
Plan auditUnmodified (clean) audit opinion
AuditorMILLER COOPER & CO. LTD.
Plan history3
Yearassets · accounts · employer contribution
2024$126.2M · 663 accts · $2K emplr
2023$117.0M · 715 accts · $629 emplr
2022$105.9M · 773 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,302
Investment management$1,191
Audit (IQPA)$38
Total administrative$29,531
The Bge, LTD. 401(k) match · 2024
Employer contribution per active participant$5
Median for plans this size$3,635
2024$5 per active participant
2023$1 per active participant

Bge, LTD.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$28,302

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$29,531 · 0.02%
2023$12,105 · 0.01%
2022$10,038 · 0.01%
Same employer
Similar plansRetail Trade · Illinois
Cwgs Group, LLC IL$341.7M · 0.37%
Peapod Digital Labs, LLC IL$156.2M · 0.01%
Abt Electronics, Inc. IL$124.7M · 0.21%
Martin & Bayley, Inc. IL$120.6M · 0.01%
Campagna-Turano Bakery, Inc. IL$103.5M · 0.19%
Dick Blick Holdings, Inc. IL$102.1M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 363920489 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.