Plan Ledger DOL Form 5500 · updated monthly

Bender Warehouse Co.401(k)

BENDER WAREHOUSE CO. 401(K) PLAN · RENO, NV · plan year 2025

Reported admin expense ratio · 2025
0.59%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Bender Warehouse Co. reported $31,079 in plan administrative expenses for 2025: 0.59% of average plan assets, above the peer median. Employer contributions averaged $1,845 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 1.03% to 0.59%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Nevada (271st of 437), and 1,540th of 2,677 in transportation & warehousing. In 2025, employees put in $2.00 for every $1.00 the employer contributed; active participation has shrunk from 148 to 115 since 2022.

Plan summary
Net assets, end of year$5,736,425
Participants with balances122
Active participants115
Employer contributions$212,187
Employee contributions$424,980
Employer contribution per active participant$1,845
Average account balance$47,020
Benefits paid to participants$334,097
Plan auditUnmodified (clean) audit opinion
AuditorCUPIT WILLIAMS & ASSOCIATES
Plan history4
Yearassets · accounts · employer contribution
2025$5.7M · 122 accts · $212K emplr
2024$4.8M · 123 accts · $200K emplr
2023$4.1M · 141 accts · $207K emplr
2022$3.4M · 142 accts · $200K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$31,079
Total administrative$31,079
The Bender Warehouse Co. 401(k) match · 2025
Employer contribution per active participant$1,845
Median for plans this size$1,464
2025$1,845 per active participant
2024$1,614 per active participant
2023$1,665 per active participant
2022$1,348 per active participant

Bender Warehouse Co.'s 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$31,078
WELLS FARGO CLEARING SERVICES LLC · Investment advisory (plan)indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$31,079 · 0.59%
2024$27,682 · 0.62%
2023$34,258 · 0.92%
2022$34,331 · 1.03%
Same employer
Similar plansTransportation & Warehousing · Nevada
Whittlesea-Bell NV$8.3M · 0.11%
Truline Corporation NV$7.5M · 0.75%
Ewing Bros., Inc. NV$3.8M · 1.07%
Capurro Trucking NV$2.6M · 1.16%
World Pack USA NV$1.2M · 0.63%

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Source: U.S. Department of Labor, Form 5500 series, EIN 880085787 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.