Plan Ledger DOL Form 5500 · updated monthly

Bell & McCoy401(k)

BELL & MCCOY 401(K) PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Bell & McCoy reported $20,101 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $611 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 2,062nd-largest of 5,688 plans among Texas employers on file, and the 5,649th of 11,654 in professional & technical services. In 2024, employees put in $6.64 for every $1.00 the employer contributed; active participation has grown from 333 to 433 since 2022.

Plan summary
Net assets, end of year$19,495,527
Participants with balances254
Active participants433
Employer contributions$264,447
Employee contributions$1,754,915
Employer contribution per active participant$611
Average account balance$76,754
Benefits paid to participants$1,700,823
Plan auditUnmodified (clean) audit opinion
AuditorSAVILLE CPAS AND ADVISORS, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$0
2024$19.5M · 254 accts · $264K emplr
2023$16.9M · 177 accts · $231K emplr
2022$13.6M · 243 accts · $234K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,101
Total administrative$20,101
The Bell & McCoy 401(k) match · 2024
Employer contribution per active participant$611
Median for plans this size$2,416
2024$611 per active participant
2023$565 per active participant
2022$703 per active participant

Bell & McCoy's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
AMERICAN TRUST COMPANY · Recordkeeping · Investment management$1,070
KOINONIA FINANCIAL, LLC · Securities brokerage$15,336
ECONOMIC GROUP PENSION SERVICES · Contract administrator$3,675
STIFEL, NICOLAUS & COMPANY · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AMERICAN TRUST COMPANY
2023AMERICAN TRUST COMPANY

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Administrative cost history4
2025Not separately reported
2024$20,101 · 0.11%
2023$19,442 · 0.13%
2022$11,368 · 0.08%
Same employer
Similar plansProfessional & Technical Services · Texas
Alert Media, Inc. TX$19.6M · 0.37%
Arnold & Itkin, LLP TX$19.6M · 0.32%
Mayer, LLP TX$19.4M · 0.81%
Fee, Smith & Sharp, LLP TX$19.1M · 0.62%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741718203 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.