Plan Ledger DOL Form 5500 · updated monthly

Bc&L, Inc.401(k)

BC&L, INC. EMPLOYEE SAVINGS PLAN · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Bc&L, Inc. reported $16,628 in plan administrative expenses for 2024: 0.20% of average plan assets, lower than ~75% of peers. Employer contributions averaged $682 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.28% to 0.20%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Texas (3,181st of 5,688), and 4,064th of 4,798 in finance & insurance. In 2024, employees put in $5.84 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,212,872
Participants with balances360
Active participants344
Employer contributions$234,609
Employee contributions$1,371,001
Employer contribution per active participant$682
Average account balance$25,591
Benefits paid to participants$1,193,922
Plan auditUnmodified (clean) audit opinion
AuditorALEXANDER LIEVENS LLP
Plan history3
Yearassets · accounts · employer contribution
2024$9.2M · 360 accts · $235K emplr
2023$7.6M · 392 accts · $208K emplr
2022$5.5M · 372 accts · $182K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,628
Total administrative$16,628
The Bc&L, Inc. 401(k) match · 2024
Employer contribution per active participant$682
Median for plans this size$1,313
2024$682 per active participant
2023$534 per active participant
2022$484 per active participant

Bc&L, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$58,788

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$16,628 · 0.20%
2023$13,800 · 0.21%
2022$16,363 · 0.28%
Same employer
Similar plansFinance & Insurance · Texas
Ntfn, Inc. TX$9.5M · 0.03%
Crowdstreet, Inc. TX$9.2M · 0.46%
Cis Group, LLC TX$8.8M · 0.81%
Texas Bank TX$8.7M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741619954 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.