Plan Ledger DOL Form 5500 · updated monthly

Bay Area Community Health403(b)

BAY AREA COMMUNITY HEALTH 403(B) PLAN · FREMONT, CA · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Bay Area Community Health reported $29,786 in plan administrative expenses for 2024: 0.14% of average plan assets, below the peer median. Employer contributions averaged $1,175 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.24% to 0.14%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 3,184th-largest of 9,483 plans among California employers on file, and the 3,235th of 11,911 in health care & social assistance. In 2024, employees put in $1.51 for every $1.00 the employer contributed; active participation has grown from 647 to 1,162 since 2022.

Plan summary
Net assets, end of year$24,149,683
Participants with balances614
Active participants1,162
Employer contributions$1,364,794
Employee contributions$2,066,884
Employer contribution per active participant$1,175
Average account balance$39,332
Benefits paid to participants$1,752,067
Plan auditUnmodified (clean) audit opinion
AuditorJWT & ASSOCIATES, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$24.1M · 614 accts · $1.4M emplr
2023$19.7M · 631 accts · $1.3M emplr
2022$15.5M · 586 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,786
Total administrative$29,786
Employer contributions to the Bay Area Community Health plan · 2024
Employer contribution per active participant$1,175
Median for plans this size$2,416
2024$1,175 per active participant
2023$1,091 per active participant
2022$1,902 per active participant

Bay Area Community Health's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
NEWPORT GROUP, INC. · Loan processing · Recordkeeping$29,786

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Newport (Ascensus)
2023Newport (Ascensus)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$29,786 · 0.14%
2023$54,576 · 0.31%
2022$34,368 · 0.24%
Similar plansHealth Care & Social Assistance · California
Techsoup Global CA$24.4M · 0.01%
Ampla Health CA$24.3M · 0.51%
Native American Health CA$24.1M · 0.30%
Healthright 360 CA$24.1M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 237255735 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.