Plan Ledger DOL Form 5500 · updated monthly

Bay 101401(k)

THE BAY 101 401(K) PLAN · SAN JOSE, CA · plan year 2024

Reported admin expense ratio · 2024
0.41%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Bay 101 reported $84,302 in plan administrative expenses for 2024: 0.41% of average plan assets, above the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.46% to 0.41%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is the 3,301st-largest of 9,483 plans among California employers on file, and the 384th of 1,311 in arts, entertainment & recreation. active participation has grown from 406 to 463 since 2022.

Plan summary
Net assets, end of year$22,866,648
Participants with balances471
Active participants463
Employer contributions$0
Employee contributions$2,862,276
Employer contribution per active participant$0
Average account balance$48,549
Benefits paid to participants$1,026,260
Plan auditUnmodified (clean) audit opinion
AuditorBPM LLP
Plan history3
Yearassets · accounts · employer contribution
2024$22.9M · 471 accts
2023$18.3M · 455 accts
2022$14.3M · 450 accts · $20K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,397
Investment management$64,905
Total administrative$84,302
The Bay 101 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$2,416

Bay 101's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
SAGEVIEW ADVISORY GROUP, LLC · Investment advisory (plan)$47,073
EMPOWER ADVISORY GROUP, LLC · Investment management$17,831

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$84,302 · 0.41%
2023$73,518 · 0.45%
2022$67,388 · 0.46%
Same employer
Similar plansArts, Entertainment & Recreation · California
Oaks Club Room CA$26.5M · 0.01%
Lucky Chances, Inc. CA$26.3M · 0.33%
Paradigm Talent Agency LLC CA$25.3M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770187274 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.