Plan Ledger DOL Form 5500 · updated monthly

Bard Valley Date Growers Association (Bvdga)401(k)

NATURAL DELIGHTS 401(K) PLAN · YUMA, AZ · plan year 2024

Reported admin expense ratio · 2024
1.14%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Bard Valley Date Growers Association (Bvdga) reported $54,359 in plan administrative expenses for 2024: 1.14% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,100 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.86% to 1.14%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Arizona (846th of 1,285), and 646th of 945 in agriculture, forestry & fishing. In 2024, employees put in $1.97 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,899,360
Participants with balances73
Active participants220
Employer contributions$241,941
Employee contributions$476,322
Employer contribution per active participant$1,100
Average account balance$67,115
Benefits paid to participants$993,015
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$4.9M · 73 accts · $242K emplr
2023$4.6M · 136 accts · $278K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,785
Investment management$13,291
Total administrative$54,359
The Bard Valley Date Growers Association (Bvdga) 401(k) match · 2024
Employer contribution per active participant$1,100
Median for plans this size$1,313
2024$1,100 per active participant
2023$623 per active participant

Bard Valley Date Growers Association (Bvdga)'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EDWARD D JONES & CO LP · Investment advisory (participants)$12,306
WILSHIRE ASSOCIATES INC (USA) · Investment advisory (participants)$985

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$54,359 · 1.14%
2023$37,433 · 0.86%
Similar plansAgriculture, Forestry & Fishing · Arizona
Pasquinelli Produce Co. AZ$10.3M · 1.05%
Duncan Family Farms, LLC AZ$8.8M · 0.45%
Farmers Investment Co. AZ$5.4M · 1.00%
Sender, Inc. AZ$4.6M · 0.37%
Datepac, LLC AZ$4.1M · 0.81%
Shamrock Farms Company AZ$2.4M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330250345 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.