Plan Ledger DOL Form 5500 · updated monthly

American Conservation Experience401(k)

AMERICAN CONSERVATION EXPERIENCE 403(B) EMPLOYEE BENEFIT PLAN · FLAGSTAFF, AZ · plan year 2024

Reported admin expense ratio · 2024
1.09%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

American Conservation Experience reported $16,857 in plan administrative expenses for 2024: 1.09% of average plan assets, higher than ~75% of peers. Employer contributions averaged $123 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.71% to 1.09%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Arizona (1,074th of 1,285), and 816th of 945 in agriculture, forestry & fishing. In 2024, employees put in $2.67 for every $1.00 the employer contributed; active participation has grown from 204 to 1,184 since 2022.

Plan summary
Net assets, end of year$1,851,806
Participants with balances168
Active participants1,184
Employer contributions$145,878
Employee contributions$390,018
Employer contribution per active participant$123
Average account balance$11,023
Benefits paid to participants$186,109
Plan auditUnmodified (clean) audit opinion
AuditorWILLIAMS OVERMAN PIERCE, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$1.9M · 168 accts · $146K emplr
2023$1.2M · 159 accts · $62K emplr
2022$740K · 116 accts · $40K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,857
Total administrative$16,857
The American Conservation Experience 401(k) match · 2024
Employer contribution per active participant$123
Median for plans this size$1,313
2024$123 per active participant
2023$270 per active participant
2022$194 per active participant

American Conservation Experience's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA SEC. CORP LLC · Recordkeeping · Loan processing$15,484

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$16,857 · 1.09%
2023$13,900 · 1.40%
2022$5,222 · 0.71%
Same employer
Similar plansAgriculture, Forestry & Fishing · Arizona
Sender, Inc. AZ$4.6M · 0.37%
Datepac, LLC AZ$4.1M · 0.81%
Shamrock Farms Company AZ$2.4M · 0.48%
Gtm Arizona, LLC AZ$1.7M · 1.51%
Fondomonte Arizona, LLC AZ$1.6M · 0.97%

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Source: U.S. Department of Labor, Form 5500 series, EIN 371473291 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.