Plan Ledger DOL Form 5500 · updated monthly

B. F. Saul Company401(k)

B. F. SAUL COMPANY EMPLOYEES' 401(K) RETIREMENT PLAN · BETHESDA, MD · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

B. F. Saul Company reported $324,212 in plan administrative expenses for 2024: 0.13% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,101 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.13%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other management of companies employers. By assets it is the 66th-largest of 1,671 plans among Maryland employers on file, and the 126th of 786 in management of companies. In 2024, employees put in $1.25 for every $1.00 the employer contributed; active participation has grown from 1,310 to 1,576 since 2022.

Plan summary
Net assets, end of year$263,345,979
Participants with balances2,496
Active participants1,576
Employer contributions$6,463,553
Employee contributions$8,064,357
Employer contribution per active participant$4,101
Average account balance$105,507
Benefits paid to participants$26,428,216
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$263.3M · 2,496 accts · $6.5M emplr
2023$243.5M · 2,484 accts · $5.8M emplr
2022$215.0M · 2,384 accts · $4.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$198,343
Investment management$78,631
Audit (IQPA)$41,500
Total administrative$324,212
The B. F. Saul Company 401(k) match · 2024
Employer contribution per active participant$4,101
Median for plans this size$4,294
2024$4,101 per active participant
2023$4,072 per active participant
2022$3,775 per active participant

B. F. Saul Company's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$198,343
MMA SECURITIES LLC · Investment advisory (plan)$78,631
RSM US LLP · Accounting / audit$41,500
GROOM LAW GROUP, CHARTERED · Legal$5,738
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

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Administrative cost history3
2024$324,212 · 0.13%
2023$321,930 · 0.14%
2022$283,728 · 0.12%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 530140155 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.