Plan Ledger DOL Form 5500 · updated monthly

B & B Concrete Company, Inc.401(k)

CONCRETE INDUSTRIES, INC. AND RELATED COMPANIES RETIREMENT PLAN · TUPELO, MS · plan year 2025

Reported admin expense ratio · 2025
0.54%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

B & B Concrete Company, Inc. reported $55,050 in plan administrative expenses for 2025: 0.54% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,154 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.66% to 0.54%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is the 163rd-largest of 367 plans among Mississippi employers on file, and 8,547th of 13,661 in manufacturing. In 2025, employees put in $1.56 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,539,448
Participants with balances137
Active participants120
Employer contributions$258,504
Employee contributions$402,202
Employer contribution per active participant$2,154
Average account balance$76,930
Benefits paid to participants$1,199,113
Plan auditUnmodified (clean) audit opinion
AuditorNAIL MCKINNEY, PA
Plan history4
Yearassets · accounts · employer contribution
2025$10.5M · 137 accts · $259K emplr
2024$9.7M · 130 accts · $240K emplr
2023$8.7M · 123 accts · $239K emplr
2022$7.2M · 135 accts · $253K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$20,855
Investment management$23,195
Audit (IQPA)$11,000
Total administrative$55,050
The B & B Concrete Company, Inc. 401(k) match · 2025
Employer contribution per active participant$2,154
Median for plans this size$2,666
2025$2,154 per active participant
2024$2,018 per active participant
2023$2,080 per active participant
2022$2,261 per active participant

B & B Concrete Company, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
REGIONS BANK · Investment advisory (plan)$23,195
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$20,855
NAIL MCKINNEY PROFESSIONAL ASSOC · Accounting / audit$11,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$55,050 · 0.54%
2024$54,279 · 0.59%
2023$47,742 · 0.60%
2022$56,606 · 0.66%
Same employer
Similar plansManufacturing · Mississippi
Unified Brands Inc. MS$14.8M · 0.19%
Franklin Corporation MS$12.6M · 0.02%
Homestretch, Inc. MS$11.0M · 0.14%
Glenn Machine Works, Inc. MS$10.4M · 0.91%

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Source: U.S. Department of Labor, Form 5500 series, EIN 640340868 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.