Plan Ledger DOL Form 5500 · updated monthly

Auffenberg Ford, Inc. C/O Auffenberg Dealer Group, Inc.401(k)

AUFFENBERG EMPLOYEES 401(K) PLAN AND TRUST · O FALLON, IL · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Auffenberg Ford, Inc. C/O Auffenberg Dealer Group, Inc. reported $104,529 in plan administrative expenses for 2024: 0.74% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,299 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.59% to 0.74%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Illinois (2,039th of 3,702), and the 1,963rd of 5,215 in retail trade. In 2024, employees put in $3.04 for every $1.00 the employer contributed; active participation has shrunk from 330 to 218 since 2022.

Plan summary
Net assets, end of year$14,447,481
Participants with balances319
Active participants218
Employer contributions$283,236
Employee contributions$862,323
Employer contribution per active participant$1,299
Average account balance$45,290
Benefits paid to participants$2,563,100
Plan auditUnmodified (clean) audit opinion
AuditorKERBER, ECK & BRAECKEL, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$14.4M · 319 accts · $283K emplr
2023$13.7M · 295 accts · $311K emplr
2022$11.4M · 309 accts · $353K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$56,546
Investment management$47,983
Total administrative$104,529
The Auffenberg Ford, Inc. C/O Auffenberg Dealer Group, Inc. 401(k) match · 2024
Employer contribution per active participant$1,299
Median for plans this size$2,416
2024$1,299 per active participant
2023$973 per active participant
2022$1,070 per active participant

Auffenberg Ford, Inc. C/O Auffenberg Dealer Group, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PROFFESIONAL CAPITAL SERVICES, LLC · Contract administrator · Recordkeeping$173,836
DIVERSIFIED FINANCIAL · Investment advisory (participants) · Investment advisory (plan)$239,912

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PROFFESIONAL CAPITAL SERVICES, LLC
2023PROFFESIONAL CAPITAL SERVICES, LLC

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Administrative cost history3
2024$104,529 · 0.74%
2023$86,854 · 0.69%
2022$73,406 · 0.59%
Similar plansRetail Trade · Illinois
Raymond Chevrolet, Inc. IL$14.9M · 0.44%
Highland Park Motors, Inc. IL$14.9M · 0.04%
Levy-Rosen, LLC IL$14.4M · 0.79%
Napleton Auto Werks IL$14.4M · 0.45%
Dutch Farms, Inc. IL$13.3M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 370744881 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.