Plan Ledger DOL Form 5500 · updated monthly

Atomic Credit Union, Inc.401(k)

ATOMIC CREDIT UNION, INC. 401(K) PLAN · PIKETON, OH · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Atomic Credit Union, Inc. reported $36,518 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $6,213 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.24% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,429th-largest of 3,295 plans among Ohio employers on file, and 3,230th of 4,798 in finance & insurance. In 2024, the employer put in $3.31 for every $1.00 employees contributed themselves; active participation has grown from 169 to 205 since 2022.

Plan summary
Net assets, end of year$18,055,394
Participants with balances227
Active participants205
Employer contributions$1,273,615
Employee contributions$384,613
Employer contribution per active participant$6,213
Average account balance$79,539
Benefits paid to participants$324,412
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.1M · 227 accts · $1.3M emplr
2023$14.9M · 209 accts · $1.1M emplr
2022$12.1M · 190 accts · $879K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,561
Investment management$29,957
Total administrative$36,518
The Atomic Credit Union, Inc. 401(k) match · 2024
Employer contribution per active participant$6,213
Median for plans this size$2,416
2024$6,213 per active participant
2023$5,789 per active participant
2022$5,200 per active participant

Atomic Credit Union, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EDWARD JONES · Recordkeeping · Trustee$29,957
ADP, INC. · Loan processing · Recordkeeping$6,561
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Edward Jones
2023ADP, Edward Jones

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$36,518 · 0.22%
2023$29,413 · 0.22%
2022$30,133 · 0.24%
Similar plansFinance & Insurance · Ohio
Directions Credit Union OH$18.8M · 0.49%
Limestone Bancorp, Inc OH$17.4M · 0.50%
Beam Technologies Inc. OH$16.9M · 0.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 314415974 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.