Plan Ledger DOL Form 5500 · updated monthly

Atlas Machine & Supply Inc.401(k)

ATLAS 401(K) PROFIT SHARING AND RETIREMENT PLAN · LOUISVILLE, KY · plan year 2025

Reported admin expense ratio · 2025
0.40%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Atlas Machine & Supply Inc. reported $113,233 in plan administrative expenses for 2025: 0.40% of average plan assets, above the peer median. Employer contributions averaged $1,397 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other other services employers. By assets it is the 224th-largest of 871 plans among Kentucky employers on file, and the 738th of 3,341 in other services. In 2025, employees put in $5.28 for every $1.00 the employer contributed; active participation has grown from 218 to 303 since 2022.

Plan summary
Net assets, end of year$29,386,652
Participants with balances344
Active participants303
Employer contributions$423,232
Employee contributions$2,236,043
Employer contribution per active participant$1,397
Average account balance$85,426
Benefits paid to participants$5,756,188
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$29.4M · 344 accts · $423K emplr
2024$27.4M · 311 accts · $351K emplr
2023$24.0M · 282 accts · $271K emplr
2022$20.4M · 300 accts · $303K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$42,992
Investment management$70,241
Total administrative$113,233
The Atlas Machine & Supply Inc. 401(k) match · 2025
Employer contribution per active participant$1,397
Median for plans this size$2,666
2025$1,397 per active participant
2024$1,311 per active participant
2023$1,120 per active participant
2022$1,390 per active participant

Atlas Machine & Supply Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
HPM PARTNERS, LLC · Recordkeeping · Trustee$70,241
ADP, INC. · Recordkeeping · Loan processing$42,992

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ADP, HPM PARTNERS, LLC
2024ADP, HPM PARTNERS, LLC
2023ADP, HPM PARTNERS, LLC

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Administrative cost history4
2025$113,233 · 0.40%
2024$99,885 · 0.39%
2023$91,340 · 0.41%
2022$89,073 · 0.39%
Same employer
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Disabled American Veterans KY$77.0M · 0.22%
Community Action Council KY$22.3M · 0.03%
Shelbyville Laundry Inc. KY$19.8M · 0.64%
Sayre School KY$19.1M · 0.58%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610122980 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.