Plan Ledger DOL Form 5500 · updated monthly

Southeast Christian Church of Jefferson County, Kentucky, Inc.401(k)

SOUTHEAST CHRISTIAN CHURCH RESTATED RETIREMENT AND SAVINGS PLAN · LOUISVILLE, KY · plan year 2025

Reported admin expense ratio · 2025
0.09%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Southeast Christian Church of Jefferson County, Kentucky, Inc. reported $40,543 in plan administrative expenses for 2025: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,914 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.05% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other other services employers. By assets it is the 154th-largest of 871 plans among Kentucky employers on file, and the 456th of 3,341 in other services. In 2025, employees put in $1.51 for every $1.00 the employer contributed; active participation has grown from 391 to 624 since 2022.

Plan summary
Net assets, end of year$46,379,660
Participants with balances954
Active participants624
Employer contributions$1,194,646
Employee contributions$1,806,686
Employer contribution per active participant$1,914
Average account balance$48,616
Benefits paid to participants$2,725,516
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$46.4M · 954 accts · $1.2M emplr
2024$39.8M · 824 accts · $1.1M emplr
2023$35.6M · 616 accts · $932K emplr
2022$29.8M · 574 accts · $860K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$23,091
Investment management$5,552
Audit (IQPA)$11,900
Total administrative$40,543
The Southeast Christian Church of Jefferson County, Kentucky, Inc. 401(k) match · 2025
Employer contribution per active participant$1,914
Median for plans this size$2,666
2025$1,914 per active participant
2024$1,852 per active participant
2023$2,317 per active participant
2022$2,199 per active participant

Southeast Christian Church of Jefferson County, Kentucky, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
CHERRY BEKAERT, LLP · Accounting / audit$11,900
VOYA RETIREMENT ADVISORS, LLC · Investment advisory (participants)$5,552
USI ADVISORS INCindirect comp
RETIREMENT MANAGEMENT SERVICES, LLC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$40,543 · 0.09%
2024$19,899 · 0.05%
2023$17,496 · 0.05%
2022$16,337 · 0.05%
Similar plansOther Services · Kentucky
Disabled American Veterans KY$77.0M · 0.22%
Amherst H Wilder Foundation MN$46.7M · 0.15%
Jewish National Fund, Inc. NY$46.1M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610850307 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.