Plan Ledger DOL Form 5500 · updated monthly

At Retirement Services401(k)

THE ACHIEVE ADVANTAGE 401(K) PLAN · PITTSBURGH, PA · plan year 2023

Reported admin expense ratio · 2023
0.63%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

At Retirement Services reported $66,466 in plan administrative expenses for 2023: 0.63% of average plan assets, higher than ~90% of peers. Employer contributions averaged $634 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,747th-largest of 3,651 plans among Pennsylvania employers on file, and 3,378th of 4,798 in finance & insurance. In 2023, employees put in $2.89 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,249,945
Participants with balances582
Active participants933
Employer contributions$591,727
Employee contributions$1,710,068
Employer contribution per active participant$634
Average account balance$27,921
Benefits paid to participants$1,351,496
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2023
Investment management$46,108
Total administrative$66,466
The At Retirement Services 401(k) match · 2023
Employer contribution per active participant$634
Median for plans this size$2,440

At Retirement Services's 2023 employer contribution ran below the $2,440 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
GLOBAL RETIREMENT PARTNERS · Investment advisory (participants) · Investment management$46,108
AT RETIREMENT SERVICES, LLC$20,358
AMERICANTCS FIDUCIARY SERVICES, LLC · Plan administrator · Named fiduciaryindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2023$66,466 · 0.63%
Similar plansFinance & Insurance · Pennsylvania
Linkbancorp, Inc. PA$16.7M · 0.09%
Mortgage Connect, LP PA$15.7M · 0.94%
Spring Eq LLC PA$15.6M · 0.48%
The Juniata Valley Bank PA$15.2M · 0.02%
Reliance Savings Bank PA$14.6M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 833455979 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.