Plan Ledger DOL Form 5500 · updated monthly

Assistance in Recovery, Inc401(k)

ASSISTANCE IN RECOVERY 401(K) PLAN · ST. PAUL, MN · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Assistance in Recovery, Inc reported $1,275 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,518 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.03% to 0.02%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Minnesota (1,451st of 1,918), and 6,868th of 11,911 in health care & social assistance. In 2025, employees put in $2.01 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,007,656
Participants with balances190
Active participants164
Employer contributions$577,011
Employee contributions$1,157,644
Employer contribution per active participant$3,518
Average account balance$36,882
Benefits paid to participants$609,602
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2025$7.0M · 190 accts · $577K emplr
2024$4.6M · 172 accts · $490K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,275
Total administrative$1,275
The Assistance in Recovery, Inc 401(k) match · 2025
Employer contribution per active participant$3,518
Median for plans this size$1,464
2025$3,518 per active participant
2024$3,430 per active participant

Assistance in Recovery, Inc's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$1,275

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025Vanguard
2024Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2025$1,275 · 0.02%
2024$929 · 0.03%
Same employer
Similar plansHealth Care & Social Assistance · Minnesota
Excel Mso, LLC MN$7.1M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470870159 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.