Plan Ledger DOL Form 5500 · updated monthly

Aspire Living & Learning, Inc.403(b)

ASPIRE LIVING & LEARNING, INC. 403(B) PLAN · BARRE, VT · plan year 2025

Reported admin expense ratio · 2025
0.62%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Aspire Living & Learning, Inc. reported $181,543 in plan administrative expenses for 2025: 0.62% of average plan assets, higher than ~90% of peers. Employer contributions averaged $606 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.27% to 0.62%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other other services employers. By assets it is the 61st-largest of 230 plans among Vermont employers on file, and the 713th of 3,341 in other services. In 2025, employees put in $3.17 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$30,433,852
Participants with balances842
Active participants1,095
Employer contributions$663,467
Employee contributions$2,101,205
Employer contribution per active participant$606
Average account balance$36,145
Benefits paid to participants$4,597,440
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$30.4M · 842 accts · $663K emplr
2024$27.8M · 852 accts · $669K emplr
2023$24.7M · 993 accts · $782K emplr
2022$20.9M · 1,661 accts · $826K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$131,838
Investment management$36,880
Audit (IQPA)$12,825
Total administrative$181,543
Employer contributions to the Aspire Living & Learning, Inc. plan · 2025
Employer contribution per active participant$606
Median for plans this size$2,666
2025$606 per active participant
2024$620 per active participant
2023$780 per active participant
2022$820 per active participant

Aspire Living & Learning, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
LINCOLN NATIONAL CORPORATION · Contract administrator$131,838
FIDUCIENT ADVISORS LLC · Investment advisory (plan)$36,880
BDMP ASSURANCE, LLP · Accounting / audit$12,825

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$181,543 · 0.62%
2024$124,947 · 0.48%
2023$80,388 · 0.35%
2022$64,448 · 0.27%
Same employer
Similar plansOther Services · Vermont
Nixon Uniform Service, Inc. DE$30.6M · 0.39%
Hoffman Car Wash, Inc. NY$30.6M · 0.25%
Parkway Corporation PA$30.6M · 0.40%
The Skoll Foundation CA$30.2M · 0.12%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 030284103 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.