Plan Ledger DOL Form 5500 · updated monthly

Arrow Ford, Inc.401(k)

ARROW FORD, INC. 401(K) RETIREMENT PLAN · ABILENE, TX · plan year 2023

Reported admin expense ratio · 2023
0.12%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Arrow Ford, Inc. reported $3,513 in plan administrative expenses for 2023: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $194 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio rose from 0.05% to 0.12%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Texas (4,495th of 5,688), and 4,260th of 5,215 in retail trade. In 2023, employees put in $7.45 for every $1.00 the employer contributed; active participation has shrunk from 210 to 176 since 2019.

Plan summary
Net assets, end of year$3,310,459
Participants with balances98
Active participants176
Employer contributions$34,207
Employee contributions$254,734
Employer contribution per active participant$194
Average account balance$33,780
Benefits paid to participants$115,273
Plan auditUnmodified (clean) audit opinion
AuditorDAVIS KINARD & CO, PC
Plan history4
Yearassets · accounts · employer contribution
2023$3.3M · 98 accts · $34K emplr
2021$2.3M · 76 accts · $20K emplr
2020$2.6M · 64 accts · $19K emplr
2019$2.1M · 61 accts · $22K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$3,513
Total administrative$3,513
The Arrow Ford, Inc. 401(k) match · 2023
Employer contribution per active participant$194
Median for plans this size$1,308
2023$194 per active participant
2021$109 per active participant
2020$103 per active participant
2019$104 per active participant

Arrow Ford, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$27,795

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2023$3,513 · 0.12%
2021$2,342 · 0.10%
2020$1,268 · 0.05%
2019$962 · 0.05%
Same employer
Similar plansRetail Trade · Texas
The Khoury Group TX$3.5M · 0.90%
Pat Lobb Toyota TX$3.4M · 0.64%
Fat Quarter Shop LLC TX$3.3M · 1.00%
The Allee Corporation TX$3.3M · 0.02%
US Expediters, LLC TX$3.3M · 0.21%
Cal's Convenience, Inc. TX$3.3M · 0.76%

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Source: U.S. Department of Labor, Form 5500 series, EIN 751168868 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.