Plan Ledger DOL Form 5500 · updated monthly

Arlington Community Federal Credit Union401(k)

ARLINGTON COMMUNITY FEDERAL CREDIT UNION 401(K) PLAN · FALLS CHURCH, VA · plan year 2024

Reported admin expense ratio · 2024
0.49%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Arlington Community Federal Credit Union reported $65,153 in plan administrative expenses for 2024: 0.49% of average plan assets, higher than ~75% of peers. Employer contributions averaged $8,254 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.49%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Virginia (1,226th of 2,266), and 3,551st of 4,798 in finance & insurance. In 2024, the employer put in $1.29 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$14,353,366
Participants with balances142
Active participants95
Employer contributions$784,105
Employee contributions$607,404
Employer contribution per active participant$8,254
Average account balance$101,080
Benefits paid to participants$1,472,910
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.4M · 142 accts · $784K emplr
2023$12.5M · 127 accts · $942K emplr
2022$9.1M · 121 accts · $800K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,017
Investment management$32,508
Total administrative$65,153
The Arlington Community Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$8,254
Median for plans this size$2,416
2024$8,254 per active participant
2023$11,355 per active participant
2022$9,096 per active participant

Arlington Community Federal Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
GROVE POINT INVESTMENTS LLC · Investment advisory (plan)$32,508
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$24,017
ROLAND CRISS FIDUCIARY SERVICES · Consulting$8,628

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$65,153 · 0.49%
2023$54,587 · 0.50%
2022$48,136 · 0.51%
Similar plansFinance & Insurance · Virginia
Spectra Credit Union VA$15.8M · 0.55%
Alcova Mortgage LLC VA$15.8M · 0.68%
Intercoastal Mortgage, LLC VA$14.9M · 0.45%
John Marshall Bank VA$14.7M · 0.33%
Hamilton U.S. Services LLC VA$13.7M · 0.13%
Fvcbank VA$13.3M · 0.46%
West Creek Financial, Inc. VA$12.6M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 540695376 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.