Plan Ledger DOL Form 5500 · updated monthly

Area Agency of Greater Nashua, Inc.403(b)

GATEWAYS COMMUNITY SERVICES 403(B) PLAN · NASHUA, NH · plan year 2024

Reported admin expense ratio · 2024
0.58%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Area Agency of Greater Nashua, Inc. reported $102,627 in plan administrative expenses for 2024: 0.58% of average plan assets, higher than ~75% of peers. Employer contributions averaged $922 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.58%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 179th-largest of 411 plans among New Hampshire employers on file, and the 3,796th of 11,911 in health care & social assistance. In 2024, employees put in $1.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$19,222,240
Participants with balances398
Active participants712
Employer contributions$656,465
Employee contributions$795,171
Employer contribution per active participant$922
Average account balance$48,297
Benefits paid to participants$643,176
Plan auditUnmodified (clean) audit opinion
AuditorBOIVIN & ASSOCIATES, CPA'S, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$19.2M · 398 accts · $656K emplr
2023$16.3M · 397 accts · $506K emplr
2022$13.6M · 382 accts · $466K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$58,903
Investment management$43,724
Total administrative$102,627
Employer contributions to the Area Agency of Greater Nashua, Inc. plan · 2024
Employer contribution per active participant$922
Median for plans this size$2,416
2024$922 per active participant
2023$723 per active participant
2022$676 per active participant

Area Agency of Greater Nashua, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
BPAS · Contract administrator · Loan processing$58,903
GLOBAL RETIREMENT PARTNERS, LLC · Investment advisory (plan)$43,724

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BPAS
2023BPAS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$102,627 · 0.58%
2023$85,627 · 0.57%
2022$71,144 · 0.57%
Same employer
Similar plansHealth Care & Social Assistance · New Hampshire
New London Hospital NH$27.7M · 0.41%
The Riverwoods Group NH$22.9M · 0.44%
Lamprey Health Care, Inc NH$17.7M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020377315 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.