Plan Ledger DOL Form 5500 · updated monthly

Arco Business Services, Inc.401(k)

ARCO/MURRAY GROUP PROFIT SHARING PLAN AND TRUST · BRENTWOOD, MO · plan year 2023

Reported admin expense ratio · 2023
0.18%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Arco Business Services, Inc. reported $258,670 in plan administrative expenses for 2023: 0.18% of average plan assets, above the peer median. Employer contributions averaged $318 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.176%. The plan sits in the $50M–$250M size bracket, benchmarked here against 9,317 comparable plans and shown alongside other construction employers. By assets it is the 127th-largest of 1,393 plans among Missouri employers on file, and the 403rd of 5,337 in construction. In 2023, employees put in $24.41 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$166,208,967
Participants with balances1,484
Active participants1,898
Employer contributions$604,150
Employee contributions$14,748,771
Employer contribution per active participant$318
Average account balance$112,001
Benefits paid to participants$7,355,605
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$166.2M · 1,484 accts · $604K emplr
2022$128.5M · 1,347 accts · $93K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$173,670
Investment management$85,000
Total administrative$258,670
The Arco Business Services, Inc. 401(k) match · 2023
Employer contribution per active participant$318
Median for plans this size$3,659
2023$318 per active participant
2022$57 per active participant

Arco Business Services, Inc.'s 2023 employer contribution ran below the $3,659 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
JOHN HANCOCK RETIREMENT PLAN SERVIC · Recordkeeping$173,670
MONETA GROUP · Investment advisory (plan)$85,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$258,670 · 0.18%
2022$247,054 · 0.18%
Similar plansConstruction · Missouri
Arco Business Services, Inc. MO$196.3M · 0.15%
Aegion Corporation MO$189.6M · 0.09%
Herzog Contracting Corp. MO$154.0M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431615415 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.