Plan Ledger DOL Form 5500 · updated monthly

Arco Business Services, Inc.401(k)

ARCO COMPANIES RETIREMENT PLAN · BRENTWOOD, MO · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Arco Business Services, Inc. reported $268,249 in plan administrative expenses for 2024: 0.15% of average plan assets, above the peer median. Employer contributions averaged $342 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.18% to 0.15%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 118th-largest of 1,393 plans among Missouri employers on file, and the 352nd of 5,337 in construction. In 2024, employees put in $24.36 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$196,341,884
Participants with balances1,587
Active participants2,012
Employer contributions$687,718
Employee contributions$16,751,225
Employer contribution per active participant$342
Average account balance$123,719
Benefits paid to participants$14,292,575
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$196.3M · 1,587 accts · $688K emplr
2023$166.2M · 1,484 accts · $604K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$180,359
Investment management$87,890
Total administrative$268,249
The Arco Business Services, Inc. 401(k) match · 2024
Employer contribution per active participant$342
Median for plans this size$3,635
2024$342 per active participant
2023$318 per active participant

Arco Business Services, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK RETIREMENT PLAN SERVIC · Recordkeeping$180,359
MONETA GROUP · Investment advisory (plan)$87,890

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$268,249 · 0.15%
2023$258,670 · 0.18%
Same employer
Similar plansConstruction · Missouri
Aegion Corporation MO$189.6M · 0.09%
Arco Business Services, Inc. MO$166.2M · 0.18%
Herzog Contracting Corp. MO$154.0M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431910319 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.