Plan Ledger DOL Form 5500 · updated monthly

Arc Thrift Stores401(k)

ARC THRIFT STORES 401(K) RETIREMENT PLAN · LAKEWOOD, CO · plan year 2024

Reported admin expense ratio · 2024
0.67%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Arc Thrift Stores reported $109,934 in plan administrative expenses for 2024: 0.67% of average plan assets, higher than ~90% of peers. Employer contributions averaged $692 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.67%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 578th-largest of 1,461 plans among Colorado employers on file, and the 1,657th of 5,215 in retail trade. In 2024, employees put in $1.32 for every $1.00 the employer contributed; active participation has grown from 431 to 1,459 since 2022.

Plan summary
Net assets, end of year$17,633,693
Participants with balances1,627
Active participants1,459
Employer contributions$1,010,350
Employee contributions$1,336,127
Employer contribution per active participant$692
Average account balance$10,838
Benefits paid to participants$1,624,274
Plan auditUnmodified (clean) audit opinion
AuditorWATSON COON RYAN, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$17.6M · 1,627 accts · $1.0M emplr
2023$15.1M · 701 accts · $665K emplr
2022$11.9M · 528 accts · $562K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$62,386
Investment management$44,423
Total administrative$109,934
The Arc Thrift Stores 401(k) match · 2024
Employer contribution per active participant$692
Median for plans this size$2,416
2024$692 per active participant
2023$621 per active participant
2022$1,304 per active participant

Arc Thrift Stores's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$109,934 · 0.67%
2023$92,852 · 0.69%
2022$75,772 · 0.68%
Same employer
Similar plansRetail Trade · Colorado
Continental Volkswagon LLC CO$26.7M · 1.19%
David C Cook CO$24.7M · 0.28%
All Copy Products, Inc. CO$22.9M · 0.44%
Christy Sports, LLC CO$18.9M · 0.75%
Dellenbach Chevrolet, Inc. CO$13.3M · 0.28%
O'Meara Ford Center, Inc. CO$12.6M · 0.13%
The Cigarette Store LLC CO$12.1M · 0.08%
Gevo, Inc. CO$11.7M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 840515942 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.